My Mortgage Blog — Latest Posts
Budgeting for Home Ownership
Smart budgeting is required when buying your home. Saving the down payment and crunching numbers helps determine how much mortgage you can afford. But the costs don’t just end there. Planning in...
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Down Payment Options and Tax Credits for First Time Home Buyers
Purchasing a home is a big financial commitment. In addition to moving costs and closing costs, most home purchases require a down payment of at least 5% of the purchase price. This is the amount of...
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Your Road to Mortgage Freedom
Do you dream about paying off your mortgage? The new year is usually a time when people review their finances and, if they are in debt, create a plan to reduce that debt. With interest rates rising in...
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Confused about your credit score – you're not alone
Here’s a typical scenario: You and your spouse are applying for a mortgage loan. You’ve had credit for years with three or four credit cards, a car loan and a line of credit. You always pay the...
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