My Mortgage Blog — Latest Posts
Don't stress over the new mortgage "stress" test
As you probably know, the mortgage rules are changing once again, effective Jan.1, but if you’re looking to buy a home, the time to act is now.It’s expected that many federally-regulated lenders will...
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Good reasons to use a mortgage broker
Owning a home is usually on a list of lifetime goals. And new home buyers usually have a lot of questions. Some worry about coming up with the down payment, some aren’t sure about their credit scores,...
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A time of great change
As you know, the mortgage rules are changing once again, effective January 1. The introduction of the minimum qualifying rate (stress test), this time for uninsured buyers, may be the toughest change...
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Equifax Data Breach – Here’s What You Can Do Right Now
It is still unknown how many Canadians were affected by the security breach at credit-monitoring company Equifax Inc., which was revealed on Thursday, September 7. The breach could have an impact of...
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