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Soubhi Abla || June 24, 2017

Stressing over the debt-to-income ratio? Don’t!

The debt-to-income ratio has hit the headlines again. This time the ratio rose to 167.3 % in the fourth quarter of 2016 compared to 166.8% in the third quarter. That means for every dollar of...

Soubhi Abla || June 12, 2017

What's going on with my appraisals?

Changes in mortgage rules for home buyers and insurers certainly have had an impact on the housing market, and those changes have impacted property appraisals as well.Conventional mortgages – up to...

Soubhi Abla || June 08, 2017

Bidding Wars – Cause or Effect?

What was once the phenomena of the two, major urban centres – Vancouver and Toronto -- has now bubbled over to smaller cities and communities within commuting distance of the big two. Bidding wars...

Soubhi Abla || May 10, 2017

Do you know all the costs of buying a home?

Before you take possession of your new home, you need to consider any and all additional costs of obtaining your mortgage - closing costs..Home inspectionIt is advisable to make an offer on a home...