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Soubhi Abla || June 29, 2017

The Warren Buffet Factor

A lot has changed since Warren Buffet decided to invest in Home Capital and the Canadian housing market.The billionaire’s company, Berkshire Hathaway, gave the beleaguered company a $400 million cash...

Soubhi Abla || June 24, 2017

Stressing over the debt-to-income ratio? Don’t!

The debt-to-income ratio has hit the headlines again. This time the ratio rose to 167.3 % in the fourth quarter of 2016 compared to 166.8% in the third quarter. That means for every dollar of...

Soubhi Abla || June 12, 2017

What's going on with my appraisals?

Changes in mortgage rules for home buyers and insurers certainly have had an impact on the housing market, and those changes have impacted property appraisals as well.Conventional mortgages – up to...

Soubhi Abla || June 08, 2017

Bidding Wars – Cause or Effect?

What was once the phenomena of the two, major urban centres – Vancouver and Toronto -- has now bubbled over to smaller cities and communities within commuting distance of the big two. Bidding wars...