My Mortgage Blog — Latest Posts
The nasty "R" word...
Ask any Mortgage Broker you know, about the "Rate", and they will cringe... That seems to be a common trend these days. Everyone always talking about who has the best rate. What if I told you that...
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Don't stress over the new mortgage "stress" test
As you probably know, the mortgage rules are changing once again, effective Jan.1, but if you’re looking to buy a home, the time to act is now.It’s expected that many federally-regulated lenders will...
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Good reasons to use a mortgage broker
Owning a home is usually on a list of lifetime goals. And new home buyers usually have a lot of questions. Some worry about coming up with the down payment, some aren’t sure about their credit scores,...
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A time of great change
As you know, the mortgage rules are changing once again, effective January 1. The introduction of the minimum qualifying rate (stress test), this time for uninsured buyers, may be the toughest change...
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